Not many people realise that the financial advice they receive about investing their savings has such an enormous impact on the value of their investments over the years. Yet, those who have joined our world will tell you they are so much better off for having made the decision to do so … and not just financially better-off, but also with vast peace of mind.

Our business has integrated our advice and administration so we can do more for you. We can provide a single point of entry to investments with other product providers or asset managers, with simplified reporting. This means that you only deal with us – one contact, one report and objective advice.

We apply a methodical research process to dispensing advice through the focused direction of our investment committee. The formation and continued updating of our Houseview Document allows our consultants and planners to apply an advice process to each client’s individual circumstances that has been robustly debated, checked and assessed. Whether the advice is around:

• Asset allocation
• Life and risk benefits
• Draw-down rates post-retirement.
   

Through Alexander Forbes financial planning consultants (FPC) we are able to offer you a number of cost-effective, innovative products and solutions that you won't get at any other financial planning firms.

DCipher applies the concept of asset-liability modeling on an individual-by-individual basis. This is done by projecting future income generated from different combinations of investment strategies available to you. This framework covers investment strategies for you if you are:

• Saving towards your retirement
• At retirement
• After you have retired.
   

AF Annuity Bureau is a stock exchange of annuity prices to make sure you get the most competitive price available in the market at any time for a particular type of annuity. Annuity rates are updated on a weekly basis and are provided by leading insurance companies such as Old Mutual, Liberty Life, Momentum and Metropolitan.